Comprehensive coverage for Tampa Bay drivers. Compare quotes from multiple carriers and save.
Florida requires all drivers to carry minimum liability coverage. But smart drivers protect themselves with comprehensive policies.
Florida requires $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL). We'll make sure you meet state requirements.
Minimum coverage often isn't enough. We help you understand Bodily Injury, Comprehensive, Collision, and Uninsured Motorist protection.
We shop multiple insurance carriers to find you the best rate. One quote request, multiple competitive options.
Covers injuries and property damage you cause to others. Florida minimum is $10k PDL, but we recommend higher limits.
Required in Florida. Covers medical expenses for you and your passengers regardless of fault. Minimum $10,000.
Pays for damage to your vehicle from accidents, regardless of who's at fault. Especially important for newer vehicles.
Protects against non-collision events: theft, vandalism, weather damage, hitting an animal. Essential in Florida's severe weather.
Protects you when hit by a driver with no insurance or insufficient coverage. Not required but highly recommended in Florida.
Covers medical expenses beyond PIP limits for you and your passengers after an accident.
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Family-owned agency serving Tampa Bay since 1984.
Real people who answer the phone and know Florida insurance.
We shop multiple carriers to find your best rate and coverage.
Florida requires $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL). However, these minimums often aren't enough to fully protect you financially.
Consider higher deductibles, bundle with home insurance, maintain good credit, ask about discounts (safe driver, multi-car, good student), and compare quotes from multiple carriers.
Your driving record, age, vehicle type, credit score, coverage limits, deductibles, annual mileage, and location all impact your premium.
While not required in Florida, it's highly recommended. About 1 in 5 Florida drivers are uninsured. This coverage protects you if you're hit by an uninsured driver.
While Florida only requires $10k PDL, we recommend at least $100,000/$300,000 bodily injury liability and $100,000 property damage to protect your assets in a serious accident.
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